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Rocket Money

The money app that works for you

4.4
Updated 2026-01-15

Starting Price

Free

Free tier for basic tracking. Premium: $4-$12/month (choose your price) for bill negotiation, cancellation service, and credit monitoring.

Free tier available
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Overview

Formerly Truebill, Rocket Money helps you track spending, cancel unwanted subscriptions, and even negotiate bills on your behalf. It's particularly strong at finding and eliminating wasteful spending.

AI-Powered Features
  • Subscription detection
  • Bill negotiation AI
  • Spending categorization
  • Anomaly detection
  • Recurring payment tracking
  • Smart savings recommendations
All Features
Subscription tracking
Bill negotiation
Subscription cancellation
Budget tracking
Net worth monitoring
Credit score monitoring
Smart savings
Spending insights
Bank syncing
Bill reminders
Spending limits
Financial reports
Pros
  • Excellent subscription tracking
  • Bill negotiation saves money
  • Easy cancellation service
  • Good free tier
  • Clean interface
  • Credit monitoring included
Cons
  • Premium takes 30-60% of savings
  • Some features overhyped
  • Bank sync can be slow
  • Limited budgeting features
  • Aggressive upselling
Our Verdict

Rocket Money excels at finding forgotten subscriptions and negotiating bills. The premium fee structure is aggressive, but many users save more than they pay.

Best For:

People with too many subscriptions who need help cutting costs

Company Info

Headquarters

Washington, DC

Founded

2015

Availability

us
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Our Editorial Standards

  • Written or reviewed by certified financial professionals
  • Fact-checked with current data and regulations
  • Updated regularly to reflect changes in tax laws and market conditions
  • Independent analysis not influenced by advertisers

Disclaimer

This content is for informational purposes only and should not be considered financial, tax, or legal advice. Consult with a qualified professional before making financial decisions. TaxMaker strives for accuracy but cannot guarantee all information is current or complete. Past performance does not guarantee future results.