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Budgeting

Simplifi by Quicken

The fresh way to manage money

4.5
Updated 2026-01-15

Starting Price

$5.99/month

Monthly at $5.99 or annual at $47.99. 30-day money-back guarantee.

30-day money-back guarantee
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Overview

Simplifi is Quicken's modern, subscription-based personal finance app. It combines the budgeting expertise of Quicken with a clean, mobile-first interface designed for today's users.

AI-Powered Features
  • Smart categorization
  • Spending plan projections
  • Watchlist alerts
  • Recurring transaction detection
  • Spending insights
  • Goal forecasting
All Features
Spending plan (not strict budgets)
Bank syncing (14,000+ banks)
Bill tracking
Subscription tracking
Savings goals
Watchlists for spending
Net worth tracking
Reports and trends
Transaction search
Custom categories
Refund tracking
Investment tracking
Pros
  • Modern, intuitive design
  • Flexible spending plan approach
  • Excellent mobile apps
  • Strong bank connectivity
  • Affordable pricing
  • Quicken expertise
Cons
  • No free tier
  • Limited investment features
  • No couple/family sharing
  • Newer with fewer features
  • US and Canada only
Our Verdict

Simplifi hits a sweet spot between simplicity and features. Its spending plan approach feels less restrictive than traditional budgeting, which many users prefer.

Best For:

Modern users who want flexible budgeting without strict categories

Company Info

Headquarters

Menlo Park, CA

Founded

2020

Availability

usca
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Our Editorial Standards

  • Written or reviewed by certified financial professionals
  • Fact-checked with current data and regulations
  • Updated regularly to reflect changes in tax laws and market conditions
  • Independent analysis not influenced by advertisers

Disclaimer

This content is for informational purposes only and should not be considered financial, tax, or legal advice. Consult with a qualified professional before making financial decisions. TaxMaker strives for accuracy but cannot guarantee all information is current or complete. Past performance does not guarantee future results.