SoFi Money (Checking & Savings)
Bank smarter. Save better.
Starting Price
$0
No monthly fees, no minimum balance. Higher rates with direct deposit.
SoFi offers high-yield checking and savings with no fees, ATM reimbursements, and early direct deposit. Integrated with SoFi's broader financial platform.
- Smart categorization
- Vaults for savings goals
- Spending insights
- Round-up savings
- High rates on checking AND savings
- No fees
- ATM reimbursements
- Early direct deposit
- All-in-one platform
- Best rates require direct deposit
- Newer banking product
- Cash deposits limited
SoFi banking is best when combined with their other products. High rates and no fees make it competitive standalone too.
Best For:
People who want one platform for banking, investing, and lending
See side-by-side feature comparison
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Disclaimer
This content is for informational purposes only and should not be considered financial, tax, or legal advice. Consult with a qualified professional before making financial decisions. TaxMaker strives for accuracy but cannot guarantee all information is current or complete. Past performance does not guarantee future results.