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Investing

Vanguard Digital Advisor

Low-cost advice, Vanguard quality

4.5
Updated 2026-01-15

Starting Price

0.20% - 0.25%

Approximately 0.20% all-in (advisory fee ~0.15% + average ETF expense ~0.05%). $3,000 minimum.

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Overview

Vanguard Digital Advisor brings the trusted Vanguard name to robo-advisory with one of the lowest all-in costs in the industry. It's exclusively for Vanguard account holders.

AI-Powered Features
  • Automated portfolio management
  • Tax-loss harvesting
  • Automatic rebalancing
  • Goal-based planning
  • Retirement projections
  • Risk assessment
All Features
Automated investing
Vanguard ETFs
Tax-loss harvesting
Goal planning
Retirement income planning
Automatic rebalancing
IRA and taxable accounts
Social Security optimization
Integration with Vanguard accounts
Financial planning tools
Low-cost ETFs
Pros
  • Lowest all-in cost
  • Trusted Vanguard name
  • Tax-loss harvesting included
  • Low-cost ETFs
  • Strong retirement planning
  • Social Security guidance
Cons
  • $3,000 minimum
  • Vanguard accounts only
  • Less feature-rich than competitors
  • Conservative portfolios
  • No human advisor option
Our Verdict

Vanguard Digital Advisor delivers exactly what you'd expect from Vanguard: low costs and solid fundamentals. If you're already with Vanguard, it's an easy choice.

Best For:

Vanguard loyalists wanting the lowest-cost automated investing

Company Info

Headquarters

Valley Forge, PA

Founded

2020

Availability

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Our Editorial Standards

  • Written or reviewed by certified financial professionals
  • Fact-checked with current data and regulations
  • Updated regularly to reflect changes in tax laws and market conditions
  • Independent analysis not influenced by advertisers

Disclaimer

This content is for informational purposes only and should not be considered financial, tax, or legal advice. Consult with a qualified professional before making financial decisions. TaxMaker strives for accuracy but cannot guarantee all information is current or complete. Past performance does not guarantee future results.