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InvestingEditor's Choice

Wealthsimple

Investing on autopilot

4.7
Updated 2026-01-15

Starting Price

0.4% - 0.5%

Basic: 0.5% annually ($0-$100k). Black: 0.4% annually ($100k+). Trade: $0 commission for stocks/ETFs.

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Overview

Wealthsimple is Canada's leading robo-advisor, offering automated investing, commission-free stock trading, and a high-interest savings account. Their socially responsible investing options and user-friendly app have made them a favorite among Canadian millennials.

AI-Powered Features
  • Automated portfolio rebalancing
  • Tax-loss harvesting
  • Dividend reinvestment
  • Goal-based projections
  • Risk assessment algorithms
  • Smart savings automation
All Features
Automated investing
Commission-free trading
High-interest savings (Cash account)
Socially responsible portfolios
Halal investing
RRSP, TFSA, RESP support
Crypto trading
Tax-loss harvesting
Automatic deposits
Round-up savings
Financial planning tools
Human advisor access (Black)
Pros
  • Best robo-advisor in Canada
  • Low minimums ($1 to start)
  • Excellent mobile app
  • Free stock trading
  • SRI and Halal options
  • Great for beginners
  • Strong TFSA/RRSP integration
Cons
  • Higher fees than US competitors
  • Limited ETF selection
  • No direct indexing
  • Fewer features than US robo-advisors
  • Customer service can be slow
Our Verdict

Wealthsimple is the clear leader in Canadian robo-advisory. Their combination of automated investing and free trading makes them hard to beat for most Canadian investors.

Best For:

Canadian investors wanting a simple, all-in-one investing platform

Company Info

Headquarters

Toronto, Canada

Founded

2014

Availability

causuk
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Our Editorial Standards

  • Written or reviewed by certified financial professionals
  • Fact-checked with current data and regulations
  • Updated regularly to reflect changes in tax laws and market conditions
  • Independent analysis not influenced by advertisers

Disclaimer

This content is for informational purposes only and should not be considered financial, tax, or legal advice. Consult with a qualified professional before making financial decisions. TaxMaker strives for accuracy but cannot guarantee all information is current or complete. Past performance does not guarantee future results.